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Let’s look at some of their respective features in order to clear the picture.Īcorns was founded in 2012 by father and son duo Walter Wemple Cruttenden III and Jeffrey James Cruttenden. You won’t find some of the advanced features offered by other robo-advisors such as Betterment, Wealthfront, or SoFi Invest, but what you will find is a way to automatically invest your money through mindless savings.īut which of these two applications is better for the average consumer? Acorns vs. In fact, robo-advisors and like platforms take all the guess work away by creating perfect asset allocations based on onboard questionnaires.īoth Acorns and Stash make things even easier. No longer do you need to be financially savvy to reap the rewards of investing. By keeping things simple and automatic, robo-advisor platforms have taken the middleman (stock brokers) out of the equation and link average investors directly to the world’s markets. Robo-advisors are responsible for an uptick in the number of Americans investing their money in the stock market.
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Managing your money has never been easier. A mix of robot-advisor, finance application, and automated, saving, both Acorns and Stash help the average consumer get back on the track. Saving applications like Acorns and Stash help you saving dollars and manage your investments. Like clockwork, you wait on the next paycheck.Īnd it’s hard to break this cycle, for it is so inborn. And we seem to do it out of reflex: without knowing it, your checking account is suddenly in the single digits. To fill up these privileged compartments of middle-class living, we willingly, and somewhat unknowingly, spend our hard-earned dollars on much that we don’t need or even want. We lead luxurious private lives that stand beside others “like closed monads behind the doors of (…) private apartments”. In other words, we are surrounded by a universe of machines and machine products, rife with brand-names, commercial products, and pieces of spiritualized matter. We live in a world that facilitates consumerism, a world that, in the words of Marxist scholar Fredric Jameson, shows “a permanent industrial background which has come to resemble that of nature itself”. Make no bones about it: saving money is not as easy as it sounds.
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